Amendatory endorsement state farm meaning. Adding an endorsement to your home insurance policy adds an additional cost to your monthly premium — but don’t let that deter you. Amendatory endorsement state farm meaning

 
Adding an endorsement to your home insurance policy adds an additional cost to your monthly premium — but don’t let that deter youAmendatory endorsement state farm meaning  Please read this document carefully and keep it with your policy

When I look at a State Farm policy, there is a page that has Forms, Options, and Endorsements and right below it, it shows. And ambiguous insurance provisions—those susceptible to more than one meaning, one providing coverage and the other denying it—must be construed against the insurer and in favor of coverage. Amendatory Endorsement-Ca Dir & Officers Terronsm Insurance Cov Notice Ernp Dishonesty $25,000 Loss of Income & Extra Expense Amendatory EndorsementA time element insurance endorsement can either add, remove or exclude certain coverages. A copy of DFR 2017-04 and policyholder notices follow for your quick reference. This endorsement can be purchased in addition to your basic automobile coverages. 153-7435 OH Page 1 of 1 153-7435 OH (05/2023) IMPORTANT NOTICE Regarding Changes to Your Policy Amendatory Endorsement 2935C is added to your State Farm® Ohio Personal Car Policy, 9835C. subsidiaries or affiliates of either a. State Farm disagrees, contending that,after Poehler, State Farm “amended its policy to expressly address when interest begins to accruon a loss. Farmers Insurance Company Inc. An insurance endorsement, also known as an insurance rider, is a legally binding change to an insurance policy. is deleted and. and that Exclusion 2. FL 04 06 is similar to FL 04 29 except that the latter endorsement deals with farm premises, and FL 04 06 pertains to residences. A State Farm ® Rental Dwelling policy can help pay for property damage, injury and liability claims made against you, even loss of rental income if your. Appearance Allowance : Cosmetic adjustment for the vehicle. One thing to note: Endorsements or riders are generally cheaper than scheduled floaters, because they typically only increase the limit of one category. Definição de amendatory no dicionário inglês com exemplos de uso. The following is added to Newly Owned or Newly Leased Car: If a resident relative wants to insure a car newly owned by the resident relative with the State Farm Com-panies after that car ceases to be a newly acquired car, then the resi-dent relative must apply to the State See full list on ibtimes. By Allstate. Ct. Except for the changes this endorsement makes, all other provisions of the policy remain the same and apply to this endorsement. Amendatory Endorsement Minnesota: View ML-451 WFL 0085: Amendatory Endorsement Wisconsin (Farm Fire) View WFL 0085: GL 0035. you, including noninsurance pro- d. Farm premises means the locations shown on the Declarations and when used to support farming. RULE §5. State Farm General Ins. below. On my old policy I had endorsement 6015J which was actually only about $6. Effective date of this endorsement: [X]State Farm Mutual Automobile Insurance Company, No. It is also distinctly similar to the "other insurance" clauses we reviewed in UM cases prior to the statutory amendment, where we found the language clear and unambiguous. 56-5536: Next Generation Home Owners’ Policy. (The Doan, et al. PSAC8026GA (06/03) Page 2 of 2 3. value of damaged property; b. «Amendatory» Meaning of amendatory in the English dictionary with examples of use. 3d 875 (Mo. 1. A typical mobile home insurance policy is an HO-7 form. `The State Farm Companies `do not warrant `the mer-`chantability, `fitness, `or `quality of any product or `service otfered or provided `bythat organization; or `(3) an agreement, concerning `the insurance provided by `this policy, `thal `the State `Farm Companies has with `an organization of which `you are a member, em- Section 3, Coverage H-Scheduled Farm Equipment and Section 3, Coverage K-Borrowed, Rented or Leased Farm Equipment insured under Peril Code 01. `the State Farm Companies. 5. ” (Id. b. 436 ((2004),. AMENDATORY ENDORSEMENT . 99 amendatory endorsement - district of columbia dc ml0093 aais 07. The following new endorsements have been introduced for use in North Carolina: • NC 03 33 06 21 Trust Endorsement - This endorsement provides coverage for vehicles held in trust. The following definitions are added: 1. The deductible amount (%) is 2935C Page 1 of 2 AMENDATORY ENDORSEMENT This endorsement is a part of the policy. Any auto or “trailer” you do not own while used as a temporary substitute for any other vehicle described in this definition which isAmendatory definition: . The endorsement changes the definition of the insured’s “residence premises” to be one where the policyholder must reside at the beginning of the policy period. Schedule: $1,600 to $12,000. . WC 00 01 06A. For your convenience, please find attached a copy of revised Amendatory EndorsementsDepending on the policyholder, the endorsement limits coverage to a maximum of $100,000 per occurrence, providing peace of mind to families that their financial health will not be severely impaired. LIABILITY COVERAGE State Farm is a leader among home insurance providers because it offers easily customizable homeowners insurance policies and strong online tools. While the majority of insurance endorsements are voluntary, meaning either you or your insurer opted. Because Wesser’s loss became. 1) to the policy. %PDF-1. Insurance companies frequently make changes to their policies. AAIS This endorsement changes UM 0748 01 00 the policy Page 1 of 3 -- PLEASE READ THIS CAREFULLY --AMENDATORY ENDORSEMENT WISCONSIN 1. 6128cp amendatory endorsement. , 604 S. The written report of agreement will set the amount of the loss of each item in dispute and will be binding upon you and us. Prepared by the Texas Department of Insurance April 12, 2018 Page 2 of 5 Policy Exclusions — Companies exclude coverage for specific losses. Amendatory Endorsement – AP4878. For the purposes of this definition, vacant land does not include: (1) farm land; (2) land containing a residence; or (3) land containing fences, corrals, boat docks, tool sheds, barns, grain bins, and similar structures, unless they are used solely for the personal use of the insured; or i. New Form! HO 00 14: Homeowners 14 – Contents Comprehensive Form. If you and we fail to agree on the amount of loss, an appraisal may take place. Good coverage, great value, lots of banking and insurance products too boot. ) Specifically, the Id. . However, if you live in a mold-prone state where there is a lot of rain, this coverage can be expensive or nearly impossible to obtain,” Ragsdale. An amendatory endorsement (loss-payable endorsement) to Wesser's policy provides that a "[l]oss will be payable five business days after [State Farm receives the insured's] proof of loss and: (a) reach[es] an agreement with [the insured]; (b) there is an entry of a final judgment; or (c) there is a filing of an appraisal award with [State Farm. state separately the actual cash value, replacement cost, and if applicable, the market value of each item in dispute. . An endorsement can add, remove, or change the coverage in the policy. `the State Farm Companies. 3d 875 (Mo. You’re not at fault, but you (or someone in your family) have suffered injuries that will take time to recover from, including extended time away from work. State Farm focuses the bulk of its argument on the claim that the Amendatory Endorsement does not apply because there is no genuine dispute of material fact that the oil leak here "occurred quickly and abruptly," when the undisputed evidence allegedly shows that it occurred gradually. This endorsement also deletes exclusion 2. at 68-69]; (d) "Special Provisions. Personal Automobile Insurance Consumer Bill of Rights. 6128cp amendatory endorsement. This includes, but is not limited to, any drug or controlled substance statute or regulation. 977. It’s important to have enough coverage to account for unforeseen circumstances. A defect is a reason why an application for the registration of an interest in land cannot be registered, as determined by an Examiner of Title. NF-3 Verification of Treatment by Attending Physician or Other Provider of Health Service. Fla. 2 Windstorm or Hail Deductible Endorsement KS RDP FE -5269. Your policy is amended by revising provision 2 under Section 4 – Exclusions in PARTMember FDIC. Under Common Policy Conditions, Cancellation is deleted and replaced by the following: Cancellation. Competing with State Farm, got auto & home beat but working on umbrella now. Traditional and Roth IRA Account Application. c. State Farm Payment Plan and Auto bills: Locate your current bill's 10-digit key code in the bottom portion of page 1, in the "Please fold and tear here" section, and under "Call your Agent. Based on this definition, recoverable depreciation is the portion of the depreciated amount that you can get back or "recover" from your insurance company when you make a claim on a policy with replacement cost coverage. We'll help you find car insurance that works for you. the policy. If you look on the first page under loss settlement on the left, you will see A1 & B1 these are the indicators that State Farm uses for replacement cost coverage. ” (at 21. Even the most comprehensive all-risk policy will exclude certain types of loss or damage. DEFINITIONS A. Eleven years. You may be able to. The following language is added to the end of the ENDORSEMENT SECTION of your Automobile Insurance Policy form CU-1188(4/16): DELIVERY NETWORK DRIVER. Rule 55 currently contains a note at the end that. Appraisal is deleted and replaced by the following: 6. Such claims will generally be paid by the insurer in two parts. s Level Term Rider General The "contract" is the contract to which this rider is attached. we have made a payment toyou or on your behalf for that covered loss; 5. Amendatory Endorsement 6128AP stated in relevant part:¶21 State Farm expressly provided in Amendatory Endorsement 6128AP that it would not allow stacking. Provides an overview of the ISO amendatory endorsements that are attached to each ISO homeowners form. State Farm Fire and Casualty Company; and c. b. § 58-33-26 and 58-33-30 and who as a part of his. through 5. AMENDATORY ENDORSEMENT This endorsement is a part of your policy. 14(3)(a). Could be a roof schedule, could state what they take depreciation on. 56-5274: Protector Plus Home Owners’ Package Policy. The policy booklet states: THIS POLICY 1. IL0917 (11-85) Resident Agent Countersignature Endorsement IL0923 (04-84) Retrospective Premium Endorsement – Exclusion Of Retrospective Development Factors IL0920 (10-93) Retrospective Premium Endorsement – Long Term Construction Project – Multiple Lines IL0918 (10-93) Retrospective Premium Endorsement – One Year Plan – Multiple Lines In contrast to Lindahl, however, State Farm's exclusion is consistent with the goal of § 516A. * The definition of workers compensation law includes the Federal. number date title state----- sample declarations. Signed by Judge James D. This endorsement modifies insurance provided under the following: 1. Pesquisar . Schedule: $1,600 to $12,000. 9970. Please read it carefully. Rides can be arranged in advance or on short notice. The definition of “Your Covered Auto” is replaced with the following: “Your Covered Auto” means: 1. Under the rules of the 1990 farm program, amendatory endorsement FL 01 63 was required to be added to farm liability coverage form FL 00 20 (unless limited farm pollution liability coverage. Mailing the notice will be proof that you were notified. Insurance companies may also have optional amendatory endorsements which the policyholder may select to broaden, narrow, or otherwise alter the coverage provided. 5 ¶ 11 In its supporting memorandum, State Farm described its version of the unloading process as follows: “An auger was being. is amended. This also includes required care and loss of services. endorsements by their Manual and State requirements. c. SECTION I – PERILS INSURED AGAINST Coverage A – Dwelling and Coverage B – Other Structures Paragraph 2. l. The following is added: Actual Cash Value means the least of the: a. It's a form that becomes part of your insurance policy, altering your policy coverage. 6128DV. Covered Vehicle. W. We would like to show you a description here but the site won’t allow us. any endorsements that apply, including those listed on that Declarations Page as Why you need insurance for your personal articles. has with an organization of which . 1. 1 Windstorm or Hail Deductible Endorsement (Farm/Ranch & RDP) This endorsement is used to identify when there is a separate deductible. Amendatory Endorsement 2935C is added to your State Farm® Ohio Personal Car Policy, 9835C. provisions. Under CONDITIONS. PDF. Amendatory Endorsement. Paragraphs (a) and (b) of subsection (1) of. S. I have with State Farm: a condo owners policy with State Farm agent "Mike" a car insurance policy with State Farm agent "Leslie" I'd like to obtain a copy of each policy, by which I mean the formal, full document. 12. ISO has introduced a new renters coverage form. amendatory endorsement this endorsement changes your policy - please read it carefully fmho 2493 08 11 liberty mutual insurance group page 1 of 2 this endorsement supersedes all other endorsements which have been made part of your policy and reference these same provisions section i - property coverages coverage a - dwelling item 1. 148, 375 S. of section 4. After 12 years with the former Green Bay Packers quarterback, State Farm has not renewed its endorsement deal with quarterback Aaron Rodgers, who is now with the New York Jets. 823. b. Except for the changes it makes, all other terms of the poicy remain the l same and apply to this endorsement. So, just like you protect your own home with the right insurance coverage, you want to do the same for your rental. What does amendatory mean? Information and translations of amendatory in the most comprehensive dictionary definitions resource on the web. PART 7. LIABILITY COVERAGE Additional. The policy is amended only as described below. As a reminder, we will continue to include $1,000 of coverage on legally owned marijuana under Farm policies when Amendatory Endorsement M2902F applies. -on-the-street,” that is, the term's plain and ordinary meaning. are a member, em-ployee. 9970. law comprehensive legal database for any state court documents. It's a form that becomes part of your insurance policy, altering your policy coverage. State Farm is introducing a new coverage endorsement in several states to help fill insurance gaps for its policyholders who use their personal cars to provide rides for a Transportation Network Company (TNC), like Uber and Lyft. state. I pay $170 /mo for both cars Full coverage, towing/rental, blah blah. A “newly acquired auto”. If your covered vehicle is a motorcycle, the endorsement will extend the medical payments coverage to motor vehicles with fewer than four wheels. C. The definition of "newly acquired auto" is amended as follows: "Newly acquired auto" means any of the following types of vehicles you. Bloomington, IL. For Condo Unit-Owners (HO-6), limit usually the declared value by insured. 0 Lead Liability Exclusion MANDATORY ENDORSEMENTS GL0310 01 08 Certified Terrorism Loss (Farm Liability). FE-5269. State Farm Companies; (2) the purchase of products or services from an organiza-tion that has entered into an agreement or contract with the State Farm Companies. (State Farm). The first check will cover the actual cash value (ACV) or. " According to a claim superintendent, State Farm issued the policy to LaRoque in June 1988 with Amendatory Endorsement 6025J, effective July 7, 1988. What separates an HO-3 from policies with more limited coverage — such as HO-1 and HO-2 policies — is that your dwelling is covered against all perils, unless they are specifically. (Doc. INSURING AGREEMENTS AND EXCLUSIONS, D. NF-5 Hospital Facility Form. Richardson, TX. NF-4 Verification of Hospital Treatment. Annotate this Case. INSURING AGREEMENTS AND EXCLUSIONS, C. The following new definitions are added:An insurance endorsement/rider is an amendment to an existing insurance contract that changes the original policy’s terms. The perils covered by an HO-7 may be different than those covered by a standard HO-2. DEFINITIONS . If you have questions about your current coverage, you should call your agent or insurance company. com. In January 2020, summary judgment was entered in favor of defendant State Farm Mutual Automobile Insurance Co. This new endorsement covers both customer-owned autos and watercraft. R. State Farm Group – 2018 Market Share: 19. Tendências . C. 05 amendatory endorsement - oregon or ml452 aais 2. HW-2116 Homeowners policy. 8:2013cv00986 - Document 32 (M. In its pleadings, State Farm stated that it had denied coverage for Kent’s injuries based on the “mechanical device” exclusion in the commercial vehicle endorsement (Endorsement 6018GG. Florida Senate - 2021 SB 88Post Insurance Policy Forms Question (below) Copies of over 100 Insurance Policy forms and endorsements from many insurers, with annotations by Ron Cercone, are available for instant download at Insuranceclaimebooks. Your deductible is the amount you pay out of pocket before your insurance kicks in to help pay for a covered claim. Review the Motion for Discovery in State Farm Mutual Automobile Insurance Company v. of the definition of insured is changed to read: Insured means: 1 What is an amendatory endorsement State Farm? 2 What are amendatory endorsements? 3 What are 3 different types of endorsements? 4 What is included in insurance declaration page? 5 What is covered by State Farm personal articles policy? 6 When do you need a state farm declaration page? Likes: 3. It is not a pricey endorsement to add to your policy—typically between $50 and $250 per year. Under Definitions, the following definition is added: "Business day" means a day other than Saturday, Sunday, or a. INSURING AGREEMENTS AND EXCLUSIONS, C. (1) is. When it comes to car insurance, you’ve got plenty of coverage options. Anything that isn’t permanently attached to your home or your property is most likely considered personal property. for: a. Editorial changes that do not change the coverage and benefits currently provided are not described. DEFINITIONS A. and . at 237-39. The amount is an affordable addition depending on your coverage needs, and if you ever face the unexpected, it’ll be worth the cost compared to what you could pay for damages or replacement costs. Careful review of the terms and conditions, especially when working with E&S markets, is critical to ensure proper coverage for insureds and no. indienoise, May 1, 2015. 2) giving "us" written notice and. Adding an endorsement to your existing insurance contract usually means adding or modifying coverage. AMENDATORY ENDORSEMENT PERSONAL AUTO The policy is amended only as described below. The Doan is a class-action lawsuit against State Farm General Insurance Company alleging that the company’s practice for determining actual-cash-value for personal-property losses violates California law. Endorsement MT FARM RANCH FE-5259. CL 0160 02 16. Policyholders and Injured Parties. Some insurance policies and state laws that govern insurance contract provisions vary on the exact details of the conditions under which coverage may be voided; these variations are usually denoted in state amendatory endorsements. Disclaimer. The short explanation is that commercial insurance endorsements are a document that accompanies the insurance policy, which either adds, removes, or changes coverage in. State Farm Rideshare Driver Coverage is the same as the 6015 TNC endorsement. The policy period will end on that date. ENDORSEMENT Issued to: Policy Number: Endorsement number: (applicable when the endorsement is not issued with the Policy or takes effect after the effective date of the Policy) FLORIDA AMENDATORY ENDORSEMENT You and We agree: 1. 15Amendatory Endorsement Minnesota (Farm Fire) View FO 0709: ML-451. the premium or price for other products or services purchased by . The CA 01 - Amendatory Endorsements are as follows:. "We" do not pay for "bodily injury" if benefits are: a. you. , 604 S. Appointment of Commissioner as Agent - Form RRG/PG C1. Make sure you’re. State Farm Companies. If we cancel, the refund will be pro rata. On the other hand, restrictions, such as. A. R. 4 creditor – state farm bank, po box 5961, madison wi 53705-0961. Company: State Farm Fire and Casualty Company – Open to New Business Homeowners’ Policy Forms. The Amendatory Clause and Real Estate Certification require signatures from all involved parties, including buyers, sellers, listing agents, and selling agents. This endorsement modifies insurance provided under the following: <Product Name> 1. A copy of DFR 2017-04 and policyholder notices follow for your quick reference. State Farm Compa-nies. For instance, if a part is damaged in an accident but is still fully functional, the insurance company may pay the person making the claim money to keep. Key questions to ask during the homebuying process. Not all vehicles or drivers are eligible for discounts. Thank you for insuring with Farm Bureau Town & Country Insurance Company of Missouri. An insurance endorsement may change your policy so that it better fits your needs. Amendatory Endorsement Wisconsin: View GL 0035 GL-452: Amendatory Endorsement Wisconsin View GL-452: FO 0710. md. (applicable when the endorsement is not issued with the Policy or takes effect after the effective date of the Policy) WEST VIRGINIA AMENDATORY ENDORSEMENT 1. ”. Except for the changes this endorsement makes, all other provisions of the policy remain the same and apply to this endorsement. Go to the Documents tab to access merging, splitting, locking, or unlocking functions. Any “trailer” you own. This endorsement is a part of your policy. The . If your policy's standard coverage is inadequate, endorsements may offer specialized coverage to meet your needs. An insurance endorsement is an amendment to a property and casualty insurance policy. This coverage automatically increases the amount of condominium unitowners insurance coverage on your building property and personal property as inflation changes the cost of replacing your property. SETTLEMENTS AND COOPERATION A. A: Ride-sharing companies provide taxi-like services by connecting passengers to drivers via a smart phone app. ” The Endorsement provides that an insurer does “not pay to repair or replace undamaged property due to mismatch between damaged. A. However, definitions added in this endorsement do not appear in bold print in your policy. Allstate Claim Satisfaction Guarantee Amendatory Endorsement - AP4955Claim Satisfaction Guarantee Premium Credit Eligibility RequirementsYou are eligible to receive a credit under the Claim Satisfaction Guarantee Premium Credit. Learn about types of car insurance coverage including collision, comprehensive, liability and more. except for residence employees and insured farm employees (when endorsement HO 24 73 is attached). any endorsements that apply, including those listed on that Declarations Page as well as those issued in connection with any. Please contact your Agency Marketing Manager with any questions. PART 7. mandatory. Extended replacement cost of 150%. FP-7955: Homeowners’ Policy FE-3503: Homeowners Policy Endorsement (Nevada) FE-2340: Amendatory Endorsement FE-3650: Actual Cash Value Endorsement Renters’ Policy Forms. Water backup can usually be endorsed for. Plaintiff, however, contends the Amendatory Endorsement does not alter the exception on which she relies. However, definitions added in this endorsement do not appear in bold print in yourpolicy. " Homeowner, Fire, Life and Health bills: Locate your current bill's 10-digit key code at the top-right corner of the bill, directly. Imagine you’re in an accident. ”. Coverage amount shown is Per Occurrence. State Farm County Mutual Insurance Company of Texas. State Farm Fire and Casualty Company is a subsidiary of State Farm Mutual Automobile Insurance Company. 05-03-2023. A cosmetic damage exclusion means the damage isn't covered if it affects only the appearance and not the function of the roof, windows or siding. 1 by ensuring that Williams is covered up to the $20,000 statutory limit required by Iowa law. ISO created one new homeowners’ (HO) form and 12 new endorsements. EXCLUSIONS – READ THE FOLLOWING EXCLUSIONS CAREFULLY. It also has a nationwide agent network that can. State Farm Companies, subject to their ap-plicable eligibility rules; or . The followingis added: Actual Cash Valuemeans the least of the: a. As a reminder, your choice will only apply to the browser and device. cost to repair damaged property; orA farm and ranch insurance endorsement can either add, remove or exclude certain farm property or liability coverages. Marie Williams, Advanced Comprehensive Laboratory Llc, Affinity Rx Inc, Altai Corporation d/b/a Get Ready Medical Supply, Altai Corp. The revised endorsements amend Part E – Duties After An Accident Or Loss – Filing A Claim and Part F – General Provisions. The definition of "newly acquired auto" is amended as follows: "Newly acquired auto" means any of the following types of vehicles you become theA home insurance endorsement is a change to the policy that modifies or endorses the existing policy without having to renew or replace it. New forms are constantly added. 3. ”e State Farm argues the relevant language excludes interest on the loss until after the loss becomes payable. resident relatives. Estes is explicitly excluded from the definition of resident relative because he was one of the named insureds in the policies. Start a quote. A . Business day , when used in this endorsement, means a day other than Saturday, Sunday, or a holiday recognized by the state of Texas. Missouri amendatory endorsement; Fungi or bacteria exclusion endorsement; Missouri Property and Casualty Insurance Guaranty Association;Texas minimum insurance requirements are higher than some other states. v. Also called a homeowners policy special form, an HO-3 policy is the most common type of home insurance form on the market. ENDORSEMENT Issued to: Policy Number: Endorsement number: (applicable when the endorsement is not issued with the Policy or takes effect after the effective date of the Policy) PENNSYLVANIA AMENDATORY ENDORSEMENT You and We agree: 1. State Farm Indemnity Company. Our rideshare driver coverage generally adds about 15 to 20 percent to your current State Farm premium, depending on the coverages you've chosen for your personal auto policy, any discounts that may apply, and other rating factors. 5/13. Most renters insurance policies set an overall claim limit for jewelry and furs of. W. Read court documents, court records online and search Trellis. Yes, 2022. AMENDATORY ENDORSEMENT -TEXAS . Title: AMENDATORY ENDORSEMENT (Alaska) Author: an1h. H899 07/92 FRO6050792 AMEND DEFINITION OF RESIDENCE PREMISES TX (B) H895 07/92. The endorsement said that the definition of a "non-owned car" was changed to read "a car not owned by or registered or leased in State Farm Compa-nies. A Business Owners Policy (BOP) bundles two essential coverages: general liability and property insurance. Borrower shall provide CalHFA with original certificates and amendatory endorsements for all required insurance coverage, in a form and substance acceptable to. (9) is added: (9) Seepage, meaning a gradual, continuous, or repeated seepage or leakage of water,. This coverage automatically increases the amount of condominium unitowners insurance coverage on your building property and personal property as inflation changes the cost of replacing your property. American Family Mutual Insurance, 1 recently upheld that the Minnesota Amendatory Homeowners Endorsement (“Endorsement”) excludes “matching. the premium or price for other products or services purchased by . CMP-4237 Page 1 of 5 CMP-4237 AMENDATORY ENDORSEMENT SAMPLE - CHOA Online. ”. Further, State Farm asserted that its policy was not ambiguous and that the public policy underlying HRS § 577-3 did not mandate insurance coverage in this case. Adding an endorsement to your existing insurance contract usually means adding or modifying coverage. It's a simple way to extend the limits and deductibles from your personal auto policy to cover you while you are. For example, home insurance policies set. $400,000. The Amendatory Endorsement changes the UM coverage section's additional definition of "uninsured motor vehicle" by eliminating the second exclusion, but it retains the "designed for use primarily off public roads except while on public roads" exclusion identified above.